7 Factors That Can Adversely Affect Your Retirement Plan

Retirement plans are often consciously decided upon and expected to have a detailed foresight. Once you near retirement, there comes a feeling of sudden emptiness – you no longer earn. You don’t have money coming in from a particular source every month. As an ex-employee, you may be entitled to pension money post retirement but this does not often come anywhere near your actual salary (before you retired).

These factors can often hamper our way of looking at retirement. This article outlines 7 factors to steer clear off while planning for your retirement.

These factors include :-

  • Inflation
  • Lack of Income
  • Debt
  • Lapsed Medical Plans
  • Income Taxes
  • Lack of Retirement Benefits (from the Employer or the Government)
  • Savings and Low Interest Rates
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